Get Instant Personal Loan

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Apply Online

Fill out a simple online application form with your basic details and financial information.

Instant Approval

Get approval within minutes! Our automated system ensures quick decisions, so you don’t have to wait.

Disbursal

Once approved, the loan amount will be credited to your account without delay.

Flexible Repayment

Repay your loan with flexible terms that fit your budget and lifestyle.

How Kredhub Works?

We make borrowing simple, fast, and transparent. So why wait? Let’s get you started!

Why Should Kredhub Be Your First Choice for a Personal Loan?

Tenure: 3 months

Min. Salary Eligibility: ₹25,000

Minimum loan: ₹25,000

Maximum loan: ₹1,10,000

Tenure: 6 months

Min. Salary Eligibility: ₹25,000

Minimum loan: ₹25,000

Maximum loan: ₹2,10,000

Tenure: 9 months

Min. Salary Eligibility: ₹25,000

Minimum loan: ₹50,000

Maximum loan: ₹2,58,000

Tenure: 2 months

Min. Salary Eligibility: ₹40,000

Minimum loan: ₹75,000

Maximum loan: ₹3,00,000

Tenure: 18 months

Min. Salary Eligibility: ₹50,000

Minimum loan: ₹1,25,000

Maximum loan: ₹4,00,000

Kredhub: Your Trusted Partner for Personal Loans

Kredhub is more than just a loan provider—we are your financial partner, dedicated to simplifying the borrowing process. Our mission is to empower individuals with quick, reliable, and affordable personal loan solutions. With a focus on transparency and customer satisfaction, we strive to make financial flexibility accessible to everyone. Whether you need funds for a personal goal or an unexpected expense, Kredhub is here to support you every step of the way.

Whether you’re planning a dream vacation, consolidating debt, or covering unexpected expenses, Kredhub is here to help you achieve your financial goals with ease. Trust us with all your financial needs and you’ll never be stressed out ever again.

Customer Speak

Frequently Asked Questions

You can apply for personal loans ranging from ₹1,000 to ₹4,00,000, depending on your financial needs and eligibility.

We offer pocket-friendly EMIs with flexible repayment terms ranging from 3 to 18 months, allowing you to choose a plan that fits your budget.

A pre-approved kredhub limit is the loan amount that is instantly available to you based on your profile and credit history. You may receive a pre-approved limit of up to ₹2,00,000, which can be availed instantly.

kredhub provides an easy way to check if you qualify for a loan through its Social Loan Quotient (SLQ) system. To find out if you're eligible, simply complete your profile on the kredhub app and submit the necessary documents. Once done, the AI-based SLQ engine will quickly assess your credit profile and give you a rating. If your profile is rated "Good," you can proceed to apply for a loan using the "Get kredhub" tab, and you'll also receive your SLQ score. However, if your profile is rated "Poor," you won't be eligible for a loan at that time, but you can improve your credit profile and reapply after a few months. Additionally, responsible use of kredhub will help boost your SLQ score, increasing your chances of loan approval in the future.

Not at all! The entire process is 100% digital, meaning there’s no paperwork involved. You can apply within minutes and receive approval swiftly.

Any Indian citizen living in India who meets the following criteria can apply for a loan through the kredhub app:

  • Age: Must be 18 years or older
  • Employment: Must have current employment with a monthly salary of ₹12,000 or more
  • Bank Account: Must have an active bank account
  • Social Media: Must have a Facebook, Google+, or LinkedIn account
  • Proof: Must provide valid identity and address proof